Presto! ATM Network Membership FAQ

The Presto! Network is a debit network owned and operated by Publix Super Markets, Inc. We are a unique network in that the only merchant we process for is Publix. Publix is well known for their commitment to premier service, and Presto! gives your cardholders this same service at over 1,250 ATMs throughout the southeastern United States.

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What is the advantage to Presto! Network membership?

We expand your ATM network without the headache of ownership—we pay all costs of operation and maintenance, and you get to add more value for your customers. Being a member means your cardholders have surcharge-free access to over 1,250 ATMs located at Publix Super Markets throughout Florida, Georgia, Alabama, Tennessee, North Carolina, South Carolina, and Virginia. Our ATMs are well-lit and secure, and are available 24/7 to your cardholders.

How do I become a member of the Presto! Network?

With our standard agreement and simple fee structure, becoming a member is a breeze. Get more information or contact the Presto! Network Manager at (863) 688-1188, ext. 35103.

What processor connections does Presto! have?

Presto! has direct links to NYCE, STAR, Elan, Jack Henry, Shazam, Vantiv, eFunds, and Fiserv.

How is settlement handled?

The majority of our processors do one-point settlement. For the processors who do not do one-point settlement, a correspondent institution will be necessary.

Who are we able to use as a correspondent institution?

We have relationships with BBVA Compass Bank, Corporate America Credit Union, Corporate One Federal Credit Union, First National Bankers Bank, and SunTrust.

Are we able to charge foreign fees for Presto! ATM use by our members?

While we encourage you not to charge foreign fees in order to keep the transaction totally free for your cardholders, you are allowed to do so.

Do the Presto! ATMs accept deposits?

No, the Presto! ATMs are not capable of accepting deposits. Your cardholders are able to make withdrawals, balance inquiries, and transfers.

Where are Presto! ATMs located?

There is at least one Presto! ATM at each of over 1,250 Publix stores. Our stores are located in Florida, Georgia, Alabama, Tennessee, North Carolina, South Carolina, and Virginia. Locate a Publix store.

Are there any withdrawal limitations at Presto! ATMs?

There is a per-transaction withdrawal limit of $600. However, multiple transactions can be completed until the maximum withdrawal limit set by the participating financial institution is reached. Note: If your financial institution sets a daily withdrawal limit less than $600, that limit will apply.

What type of marketing support is available to us if we join the Presto! Network?

We are able to provide you with logos, a mail stuffer, photos, and other tools to produce your own marketing pieces. See materials we provide. We can also collaborate on marketing pieces with a quick turnaround. Additional opportunities such as in-store promotions may be available in some areas.

We take security very seriously, and we are concerned about skimming activities. How secure are Presto! ATMs?

Our ATMs are equipped with anti-skimming technology that prevents the reading and transmission of card data by unauthorized devices.